#1 VA Brokerage in the United States
Big decisions deserve more than a quick quote.
We help homebuyers across Arizona, Texas, and Washington understand their options, find their comfort zone, and move toward home with confidence.
"Can't believe how fast and simple you made this. We got pre-approved for $580K and were in our dream home less than 3 weeks later."
— Angela, Todd, & Grant
The standard we live by
Vetted. Earned. Trusted.
Getting a mortgage is one of the biggest financial decisions you'll make. We believe you deserve clear answers, real options, and someone who actually picks up the phone.
We compare loan options around your income, goals, and the way you actually live. Your financial picture leads the conversation.
Clear answers, thoughtful preparation, and follow-through. We believe your trust should be earned at every step.
A real relationship with someone who cares about what comes after closing, too. Your home. Your family. Your next chapter.
Your loan officer
Summer Silva
Senior Loan Officer · NMLS# 1587329
Summer has spent over 20 years helping families navigate home financing with clarity and confidence. Whether you're buying your first home, upgrading, or refinancing, she takes the time to understand your full financial picture and walk through every option.
As part of Edge Home Finance — the #1 VA Brokerage in the United States — Summer has access to 170+ lenders and programs across 49 states.
More ways to make home happen
Your goals. Your loan options.
One conversation can open more possibilities. Let's find the options that fit your financial picture.
Less guesswork. More guidance.
Your next chapter, one clear step at a time.
Discovery call
Tell us about your plans, monthly payment comfort zone, and cash-to-close goals. We start by listening.
Application & analysis
Complete your application. We review your income, assets, and full financial picture to find the best fit.
Review your options
We walk through your loan options, costs, and next steps together so you understand the plan before moving forward.
Clear to close
With your file approved, we coordinate with your agent and title company to get you to the closing table.
What we do
Making home financing easier than ever.
Edge Home Finance, LLC is licensed in 49 states. From first-time buyers to seasoned investors, we have a loan for your situation.
Home Purchase Loans
Secure a home purchase loan that utilizes today's great mortgage rates to make your dream home affordable.
Refinance
Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity.
VA Loans
Edge Home Finance is the #1 VA Brokerage in the U.S. Zero down payment options for eligible veterans and service members.
FHA Loans
Low down payment options starting at 3.5% for first-time buyers and those with less-than-perfect credit.
Cash-Out Refinance
Tap into your home equity to consolidate debt, fund renovations, or cover major expenses.
Jumbo & Specialty Loans
Financing for high-value properties and unique situations, including adjustable-rate and 203(k) renovation loans.
Real people. Real conversations.
The people behind every closing.
Your experience, in your own words.
"Can't believe how fast and simple you made this. We got pre-approved for $580K and were in our dream home less than 3 weeks later."
— Angela, Todd, & Grant
"Summer walked us through every option and never made us feel rushed. We saved over $400/month on our refinance. Couldn't be happier."
— Marcus & Diane R.
"As a veteran I was nervous about using my VA benefit. Summer made it completely painless. Zero down, closed in 21 days."
— Staff Sgt. Kevin L.
Good questions. Clear answers.
Before we talk.
Your home. Your future. Your team.
Let's put a plan behind your next move.
Work directly with Summer Silva · NMLS# 1587329